We Need a Retirement Plan Free Essays

With the manner in which the economy is today, we need all the cash we can get particularly when we resign. The subject of my paper is â€Å"We needn't bother with a retirement plan since government disability will cover our requirements when we resign. This is a theme that I firmly can't help contradicting; Social Security alone won't be sufficient to cover our necessities when we resign. We will compose a custom exposition test on We Need a Retirement Plan or then again any comparative point just for you Request Now Government managed savings or SSI is a program financed through general incomes; it is intended to help grown-ups who are visually impaired, the old and incapacitated individuals who have almost no pay. SSI gives money to address fundamental issues for food, apparel, and asylum. Regardless of whether you can get SSI relies upon your pay and things you own. SSI benefits are payable to grown-ups who have constrained salary and assets, meet the living necessities, and are in any case qualified. On the off chance that you don’t fall into any of these classes and you have just resigned without a retirement plan, you won’t have a wellspring of pay to help yourself. The Federal advantage rate for a SSI installment is $674 dollars, as we as a whole know $674. 0 isn't about enough to live, and that may just be sufficient to pay your lease. You will in any case have other everyday costs, for example, food, bills, and individual things, also medicinal services. Despite the fact that there is Medicaid, and Medicare yet not every person is qualified to get those advantages. These are a couple of reasons why Social Security won't be sufficient to cover our requirements when we resig n without a retirement plan. With Social Security there is no assurance that you will fit the bill to get installment. SSI depends on your salary, cash that you get, for example, wedges, other SSI advantages, and benefits. The measure of pay you can get every month and still get SSI relies somewhat upon where you live. A portion of the assets utilized in the capability procedure are; land, ledgers, stocks and bonds, and money. You might have the option to get SSI benefits if your assets merit close to $2,000. A couple might be qualified to get SSI benefits if their assets merit close to $3,000. Another huge issue with retirement is Health Care. Sure Medical protection is incorporated when you get Social Security called Medicare and Medicaid, however again you need to fit the bill for that too. You may believe that Medicaid and Medicare are the equivalent; really they are two unique projects. Medicaid is a state run program that gives emergency clinic and clinical inclusion to individuals with low salary and practically no assets. Each state has its own standards about who is qualified and what is secured under Medicaid. The program assists with the expense of medicinal services, however it doesn't over every clinical cost or the expense of most long haul care. Medicare is financed by a bit of the finance charges paid by laborers and their bosses. It likewise is financed to a limited extent by month to month premiums deducted from Social Security checks. A few people meet all requirements for both Medicare and Medicaid. Medicare is our country’s health care coverage program for individuals age 65 or more seasoned. Cer tain individuals more youthful than age 65 can fit the bill for Medicare, as well, including the individuals who have handicaps and the individuals who have perpetual kidney disappointment or amyotrophic horizontal sclerosis (Lou Gehrig’s malady). So as to fit the bill for Medicare before the age of 65 in the event that; you have been qualified for Social Security inability benefits for two years; or you get a handicap annuity from the railroad retirement board and meet certain conditions; or you worked long enough in an administration work where Medicare charges were paid and you meet the necessities of the Social Security incapacity program; or you are the kid or the widow(er) age 50, or more established, including a separated widow(er), of somebody who has worked long enough in an administration work where Medicare charges were paid and you meet the prerequisite of the Social Security handicap program. During my exploration I had the option to talk with 3 individuals; Thomas Burrell a resigned veteran who has SSI and retirement, Kathy Burrell resigned from the educational system that just has retirement, and Thelma Kelly an older lady who is resigned however just gets SSI. Mr. Burrell is resigned from the military in 1991, resigned from the United States Postal Service in 2001; he began to get SSI benefits in 2001. At the point when I talked with Mr. Burrell, he had a great deal to state about SSI and retirement. Despite the fact that he is accepting both, he realizes that in the event that he just had one advantage he would not have the option to keep up his way of life. By Mr. Burrell accepting SSI and retirement he can accommodate his family. To the extent human services goes, Mr. Burrell has Medicare. By him getting retirement he doesn't meet all requirements for Medicaid which will cover the entirety of your clinical needs. You are not raking in some serious cash with either the SSI advantage or retirement, however with both consolidated you will have the option to endure. T. Burrell (individual correspondence, April 6, 2011) Kathy Burrell, who has recently resigned in January of this current year, just has a retirement plan and no SSI benefits. Mrs. Burrell resigned through the Florida Retirement System (FRS) and the 401K arrangement, and being utilized in Florida you need to hold up 4 months after you resign to get to your cash. You should have a salary to go on until you get your full retirement. Mrs. Burrell realizes that she can't make due on retirement alone. On the off chance that she didn’t have a spouse, after she resigned she would need to get another type of pay to make a decent living. To the extent medicinal services goes, If Mrs. Burrell didn't have military protection from her better half; she would not have or have the option to bear the cost of it. K. Burrell (individual correspondence, April 6, 2011) Thelma Kelly an inhabitant of Columbia, South Carolina has been resigned for as far back as 15 years. Mrs. Kelly who is a widow has been getting SSI profits by her late spouse, and in light of the fact that she is qualified. Mrs. Kelly gets $700. 00 per month, says that it is a gift that she doesn't have a house installment since she would not have the option to bear the cost of it. Mrs. Kelly battles each month to make her $700. 00 a month check keep going for food, gas, service bills, and other individual things. T. Kelly (individual correspondence, April 6) taking everything into account it is advantageous to have a retirement plan alongside Social Security advantages to have the option to help yourself. As referenced before there are a great deal of specifications and necessities so as to fit the bill for Social Security. Government disability alone won't be sufficient to cover our requirements when we resign. Step by step instructions to refer to We Need a Retirement Plan, Papers

Modern Slavery In The USA free essay sample

I turned into an understudy at the college in 2010 and I was keen on nursing and brain science. Both these fields of studies expected me to take two English classes and English W132 was one of them. I realized it would have been like W131 yet not as hard. At the point when one catches wind of a composing class, they don't feel that it tends to be very tedious and including a great deal of research work and contemplating. Human dealing has been a significant social unfairness and furthermore viewed as a deplorable wrongdoing. We as individuals have interacted with an individual who is a casualty however we don't perceive that that individual is being held hostage and utilized as a slave worker. Human dealing isn't permitted in the US however in light of the fact that it is the law doesn't imply that it doesn't exist. Theme and question at Issue This point intrigues me since I watch a ton of TV and see the anguish and torment individuals experience all around the word when they fall survivor of human dealing. We will compose a custom exposition test on Present day Slavery In The USA or then again any comparable subject explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page It harms a ton that I can't resist the opportunity to simply paying heed and choosing to expound on it causes me to become familiar with the issue and I can have the option to teach my companions about it. This is a human rights issue since it damages the privileges of individuals to have opportunity. We reserve an option to claim our own property, live openly and appreciate life’s essential needs yet the dealers deny their casualties this right. They hold them prisoner and treat them like the rubbish of the earth. We are largely equivalent and everybody merits an opportunity to be in a reasonable and simply world and when this is removed, an individual resembles a slave in a spot that should ensure them. As I compose my last contention for this class, my inquiry at issue is â€Å"has the US done what's needed to battle human dealing or do they have to institute stricter laws and punishments to secure the people in question? † this inquiry has truly developed since I begun investigate on my paper and the more research I did, the more the inquiry turned out to be progressively significant and I needed to discover replies to it. It amazed me to discover that in the US, human dealing has not generally been in the fore front of issues. Truly, laws have been gone ahead to ensure the people in question however they have not been appropriately upheld and this is because of our administration authorities bombing us. The individuals who are sworn y=to ensure and serve the residents, particularly law implementers have been defaced by covetousness and have been accepting hush money from the dealers. This thus has made the casualties so frightened to report the torment and misuse they experience and end up simply enduring in the hands of their captors. Enthymeme and Argument After much research, I wound up with the accompanying enthymeme â€Å"the United States may need to accomplish more to battle human dealing in light of the fact that the laws are every now and again not being authorized appropriately, it is persistently expanding, and it is regularly because of powerless punishments. † After perusing all the teachers remarks and accomplishing more research on my subject, I understood that the above enthymeme is the thing that I expected to concentrate on when I am composing my last contention. I added qualifiers to make my case progressively reasonable. I need my crowd to realize that I present this case with certain vulnerability since I am careful and basic about the information and research I am introducing. The qualifiers I utilized are may, much of the time and frequently and they show the peruser that my case has constraints because of the exploration I have directed. They additionally show my crowd that my case can be contended in light of the fact that the qualifiers are causing them to accept that my case is legitimate. The time has come for the United States thought of better laws and stiffer punishments to battle human dealing. There are a few laws that have been set up to stop this sort of social treachery however not upheld viably. As of now, the inquiry at issue isn't whether the United States has done what's necessary to stop the exchange of people however basically â€Å"Should the United States accomplish more to battle human dealing? † I thought of this inquiry subsequent to perusing a great deal of writing on human dealing and discovering that it is as yet a progressing issue which has never been canceled. We are in the 21st. century and have not yet discovered an answer for battle human exchange which is a grievous unspeakable atrocity. Subsequent to examining a great deal on this theme and doing some spirit looking, I chose to take the accompanying position; human dealing ought to be unlawful in light of the fact that it’s a grave social foul play against humankind. To back up this case of arrangement, I took to the web to make myself increasingly acquainted with the issue. There were a great deal ofâ journal articles that were talking about the various ways that the legislature has attempted to stop human dealing however the vast majority of them were reasoning that the laws were not extreme enough and that some administration authorities were engaged with the exchange. Human dealing is the most exceedingly terrible wrongdoing that can be submitted by anybody since it denies an individual the privilege to opportunity and uniformity making it a grave social bad form. Another explanation is that I needed to return to the meaning of human dealing from all edges. I needed to consider kid work, constrained work, sex work of men, ladies and kids, and the elements that lead to dealing. I decided to pick the UN Protocol to Prevent, Suppress, and Punish Trafficking in Persons in Palermo, Italy (2000) meaning of human dealing which expresses that it is â€Å"the enrollment, transportation, move, harboring or receipt of people, by methods for the danger or utilization of power or different types of pressure, of kidnapping, of misrepresentation, of duplicity, of maltreatment of intensity or of a place of defenselessness or of the giving or getting of installments or advantages to accomplish the assent of an individual having authority over someone else, with the end goal of exploitation† (Gozdziak, and Collett 6). This definition doesn't express that human dealing just influences one sex or gathering of individuals however rather incorporates all human paying little mind to age, sexual orientation and sex. A portion of my sources have recorded various meanings of human dealing and generally focusing on ladies and little youngsters. This paper is kept in touch with a group of people with a foundation of social equity issues and that additionally incorporates my schoolmates and educator. I accept that we as a whole offer a similar presumption that human dealing ought to be illicit on the grounds that it is an egregious unspeakable atrocity while denying them the rights and opportunity that should upgrade their prosperity. The casualties experience brutal and unreasonable treatment which none of us can envision experiencing and therefore, I mean to convince my crowd that my paper is applicable and believable. It will have clear motivations to back up my case from all the examination work I have directed. My crowd should address the topic of whether the legislature has just done what's necessary to stop human dealing. I should be cautious when discussing the laws ordered on the grounds that I will address this issue occurring in the United States regardless of whether I am just a lasting occupant as opposed to being a resident. A portion of my crowd individuals may feel like I am meddling with their administrative arrangements and I am not even initially from here. I additionally need to make my paper simple to peruse and directly to the point as opposed to attempting to make them look for the concealed back rubs. The best proof that I have found so far is a great deal of writing expounded on this issue, particularly peer inspected articles composed by prestigious writers and analysts. The vast majority of the writing articles are from distributed scholastic diaries from individuals who have committed their examination exclusively on human dealing. The vast majority of these articles bolster my case that poses the inquiry â€Å"which laws are gone ahead to stop human dealing? † The examination articles that I have assembled have a great deal of proof and clarifications on the issue that United States has not sanctioned better laws to battle human dealing. They do bolster my case that insufficient has been done to stop this continuous issue and furthermore show that the laws ordered are not being completely authorized by the administration authorities. A few counterarguments will emerge while composing my last paper and the greatest one I have so far is that there isn't sufficient research led before or present for me to reach my decisions and completely bolster my case. I should respond to the subject of â€Å"what if the US has just done what's necessary to stop human dealing? † Another one will be that the United States has advanced enough assets to stop human dealing however people are simply the ones exposing to this sort of barbarities since they are attempting to run from their nations of origin to better themselves in the United States consequently making the wrongdoing a troublesome one to arraign. A large portion of my articles will be the proof I use in the counter to show that the administration is the one that has neglected to establish stricter measures to check this illegal exchange of people. Assets Right now I have twenty sources that all talk about human dealing and the laws that have been presented. The greater part of my sources are from the web through online companion explored diaries, online magazines and distributions, associations that are against human dealing, and online articles from licensed writers. I utilized the library databases from my school (IUPUI) and the one I saw as accommodating was Academic Search Premier. One of my sources is a book composed explicitly to address human dealing in the United States. The majority of the sources are under ten years of age and some have been refreshed of late making them current. My creators are additionally analysts who have done a ton of work about human dealing and have extraordinary information

Buy Book Reports Online at Affordable Prices

Buy Book Reports Online at Affordable Prices Book Reports Online Home›Book Reports OnlineWhy You Should Buy a Book Report OnlineIt is not a secret that the process of education is rather tough nowadays since students have to complete a great number of tasks within short deadlines. Being under the constant pressure, learners do not want to miss a wonderful opportunity to purchase book reports online written from scratch. Hundreds of students come to us every day in order to get professional assistance in writing different academic papers. We provide them with top quality services and help achieve the set goals!   Many students are wondering where they can buy book reports that will be of high quality and written according to the book report requirements. Students are afraid of the risks they may face when they find some book report writing service. There are many cases when students became victims of frauds when they wanted to buy book reports and placed orders at online writing companies. Some customers received a book repor t that was heavily plagiarized or was already submitted by another client. Therefore, the reasons why students feel so cautious when they buy book reports are evident. It is not a secret that you are required to read many books when taking a course. What is more, professors believe that you will analyze every single book thoroughly and comprehensively. Oftentimes, your teachers want you to write a summary of the book to prove that you have really read it from cover to cover. Students have encountered a dilemma: is it worth to risk money and buy the book report from some book report writing service?Book report writing can be so inspiring if you know how to do it right.  But if you dont? We recommend you not to wait for motivation or inspiration.  We can write an excellent book report right now. (Only Reliable Payment Systems)When you face such a situation, come to QualityCustomEssays.com  to buy a book report online. One of our professionals will write an excellent summary that is fu ll of details. In addition, the usage of relevant quotes and citations is ensured. Our writers know how to come up with a high quality book report since they have written thousands of papers for our valued customers. To make sure that we provide first-class book reports, check our samples. Rest assured that we tell the truth! Thus, do not hesitate to order a supreme quality essay at QualityCustomEssays.com.Excellent Book Report Writing

Week 3, Learning Team - Aggregate Demand and Supply Models...

An Economic Critique of Aggregate Demand and Supply Models An Economic Critique of Aggregate Demand and Supply Models The recent fall of the United States economy has created a society of fear, insecurity, and doubtful investors, retirees, and consumers world-wide. Economists from around the world have come together to solve world-wide economic issues and bring stability back to businesses, households, and the government. Economics teaches you how to approach problems; it does not provide what is right or what is wrong, nor does it provide you with a definitive answer. Consistent evaluation of economic factors like unemployment, economic expectations, consumer income, and interest rates, can prove to be highly effective.†¦show more content†¦The effects of inflation, government regulation and taxes can all play an important part in developing classical economic theories. Classical economists also take into account the effects of other current policies and how new economic theory will improve or distort the free market environment (D ifferences Between Classical amp; Keynesian Economics, 2013). Consumer Income As of June 2013, median household incomes were up $598 month-over-month and $960 year-over-year. According to U.S. Department of Commerce (2013), â€Å"wages and salaries, the largest component of personal income, increased 0.5 percent in June after increasing 0.3 percent in May.† Personal expenditure is the vast element to aggregate demand. It is set on a household’s disposable income. There will be a shift to the left on aggregate demand if consumers buy more output at the price level. The current fiscal policy in place as it relates to consumer income states that the government can increase or decrease taxes on household income. An increase in taxes means a decrease in disposable income, because it will take money out of households. The opposite holds true if there is a decrease in taxes, because it will leave households with more money. Disposable income accounts for two-thirds of total demand. Economist had forecast a 0.1% rise, but reports show tha t spending fell 0.2% in May 2013 when adjusted for inflation. It is suggested that consumers pulled back from spending due toShow MoreRelatedeco3721430 Words   |  6 PagesWorkshop 3 = February 13, 2014 Workshop 4 = February 20, 2014 Workshop 5 = February 27, 2014 Instructor contact information: Jack Abbott Cell phone, 714-337-6092 Email, jbabbott@cox.net Course Description This course provides students with the basic theories, concepts, terminology, and uses of macroeconomics. Students learn practical applications for macroeconomics in their personal and professional lives through assimilation of fundamental concepts and analysis of actual economic eventsRead MoreBus515 Week 3 Assignment 1 Bus 515 Week 3 Assignment 14970 Words   |  20 PagesBUS 515 BUS515 Complete Course Click below link for Answer Visit www.workbank247.com http://workbank247.com/q/bus-515-complete-course/2105 http://workbank247.com/q/bus-515-complete-course/2105 BUS515 week 1 Discussion 1 Understanding OM Please respond to the following: Compare and contrast an existing organization’s three major functions (i.e., finance, marketing, and operations), and then justify the interdependence that operations have to finance and marketing. Provide examples to supportRead MoreMarketing Literature Review11908 Words   |  48 Pagesdatabase or about obtaining photocopies of the articles abstracted here, please call (800) 626-2823 or write to UMI, 300 N. Zeeb Rd., Ann Arbor, MI 48106. SUBJECT HEADINGS 1. THE 1.1 1.2 1.3 MARKETING ENVIRONMENT Consumer Behavior Legal, Political, and Economic Issues Ethics and Social Responsibility MYRON LEONARD, Editor Western Carolina University 1. THE MARKETING ENVIRONMENT 1.1 Consumer Behavior See also 28, 60, 61, 62, 86, 89, 99, 103, 111, 112, 116, 120, 123, 125, 126, 151, 158, 163, 164, 171Read MoreSelected Topics24764 Words   |  100 Pages | |EASTERN MEDITERRANEAN UNIVERSITY | |Faculty of Business and Economics | |Department of Business Administration Read MoreStrategy Safari by Mintzberg71628 Words   |  287 PagesManagement Beast 2 The Design School Strategy Formation as a Process of Conception 3 The Planning School Strategy Formation as a Formal Process 4 The Positioning School Strategy Formation as an Analytical Process ix 1 23 47 81 5 The Entrepreneurial School Strategy Formation as a Visionary Process 123 6 The Cognitive School Strategy Formation as a Mental Process 149 7 The Learning School Strategy Formation as an Emergent Process 175 8 The Power School StrategyRead MoreStrategic Human Resource Management View.Pdf Uploaded Successfully133347 Words   |  534 Pagesor by any information storage or retrieval system, must be arranged with the individual copyright holders noted. This special edition published in cooperation with Pearson Custom Publishing. Printed in the United States of America 10 9 8 7 6 5 4 3 2 1 Please visit our web site at www.pearsoncustom.com ISBN 0–536–72690–6 BA 996748 PEARSON CUSTOM PUBLISHING 75 Arlington Street, Suite 300 Boston, MA 02116 A Pearson Education Company iii iv Table of Contents SECTION ONE ..........Read MoreContemporary Issues in Management Accounting211377 Words   |  846 PagesChippenham, Wiltshire ISBN 0–19–928335–4 978–0–19–928335–4 ISBN 0–19–928336–2 (Pbk.) 978–0–19–928336–1 (Pbk.) 1 3 5 7 9 10 8 6 4 2 3 FOREWORD ‘ Michael Bromwich is an exemplar of all that is good about the British tradition of academic accounting. Serious in intent, he has striven both to illuminate practice and to provide ways of improving it. Although always appealing to his economic understandings, he has been open to a wide variety of other ideas, recognizing their intellectual strengthsRead MoreCorporate Finance69408 Words   |  278 PagesCorporate finance P. Frantz, R. Payne, J. Favilukis FN3092, 2790092 2011 Undergraduate study in Economics, Management, Finance and the Social Sciences This subject guide is for a Level 3 course (also known as a ‘300 course’) offered as part of the University of London International Programmes in Economics, Management, Finance and the Social Sciences. This is equivalent to Level 6 within the Framework for Higher Education Qualifications in England, Wales and Northern Ireland (FHEQ). For moreRead MoreData, Analytics, and Competitive Advantage14733 Words   |  59 Pages10.1 Introduction Learning Objectives 1. Understand how increasingly standardized data, access to third-party data sets, cheap, fast computing and easier-to-use software are collectively enabling a new age of decision making. 2. Be familiar with some of the enterprises that have benefited from data-driven, fact-based decision making. The planet is awash in data. Cash registers ring up transactions worldwide. Web browsers leave a trail of cookie crumbs nearly everywhere they go. And with radioRead MoreTechnology in Hotel Industry14045 Words   |  57 PagesCOMMUNICATION IN Ramp;D COLLABORATION Author : HEIDI OLANDER, PIA HURMELINNA-LAUKKANEN Source : International Journal of Innovation Management. Jun2010, Vol. 14 issue 3, p415-433, 19p, 1 diagram, 4 images. Abstract : Prior research has shown that the level of communication has an on the learning outcomes in Ramp;D alliances and, subsequently, on performance. The level of communication depends on issues such as the systems that enhance knowledge sharing and the factors that

Comparing Shakespeares Othello with Conrads Heart of...

Comparing Shakespeare’s Othello with Conrad’s Heart of Darkness It is often that when we read great works of literature we come across similar themes. Authors use powerful ideas that they believe will move their readers and relate to them so they become engaged in the words written. William Shakespeare and Joseph Conrad were amazing writers of their times and even though their works were written almost 300 years apart, both, Othello and Heart of Darkness, have coinciding themes. The major theme that both Shakespeare and Conrad tackled was racism and the concept of whites versus blacks. The play Othello tells the story of a black general by the name of Othello and the betrayal, lies, and deception that comes about when marrying a†¦show more content†¦He uses derogatory and offensive remarks that devalue people of color and make them out to be savages. Chinua Achebe, a well-known writer, talked about Joseph Conrads Heart of Darkness, entitled An Image of Africa: Racism in Conrads Heart of Darkness. Throughout his essay, Achebe notes how Conrad set Africa up as a foil to Europe,(Achebe) while he also projects the image of Africa as â€Å"the other world†. Africa is said to be a â€Å"prehistoric† world. Conrad described this land as non-advanced and inferior to the western countries. Another theme that was portrayed by both Othello and Heart of Darkness was that of good versus evil. What was ironic about this theme was that it was somewhat opposite and strange for the time period they were both written in. In both works it seemed as if blacks were seen as the good and innocent while the whites were seen on the evil side. African heritage is usually portrayed in a negative light and it was not the case in these pieces. Othello was looked as somewhat of a black hero and Iago was considered the white nemesis. Iago’s deceitful ways brings light to Othello’s true character, a great general and man. Conrad shows the Africans as innocent victims to the white man’s’ chaos. The white men, even though they are shown more powerful, are the ones seen in the dark. Racism and good versus evil come down to the idea of the white man versus the black man. These ideas have been in and out of

Psychology 300 Final Exam Free Essays

Final Exam 1 PSY/300 Final Exam: PSY/300 (Weeks 1-5) Multiple Choice1. Erik Erikson argues that an understanding of an individual’s behavior requires consideration of: A) Biological events B) Psychological experience C) Cultural and historical context D) all of the above 2. The aim of biopsychology (also referred to as behavioral neuroscience) is to: A) Link soma and somette in order to understand how emotions manifest themselves behaviorally B) Investigate the physical basis of psychological phenomena such as motivation, emotion, and stress C) Understand the complex interactions of the nervous system D) Study how thoughts and feelings influence an individual’s biological reactions 3. We will write a custom essay sample on Psychology 300 Final Exam or any similar topic only for you Order Now The first laboratory in Psychology was founded in Leipzig, Germany, in 1879 by: A) Sigmund Freud B) Wilhelm Wundt C) William James D) Rene Descartes 4. The approach to psychology which involved devising a method for uncovering the basic elements of consciousness and the way they combine with each other into ideas was known as A) Structuralism B) Behaviorialism Final Exam 2 PSY/300 C) Functionalism D) Elementarism 5. Which field of psychology argues that one’s perception of the pieces will be influenced when seeing them as parts of the whole? A) Evolutionary B) Perceptual C) Empirical D) Gestalt 6. A hypothesis is best characterized as: A) A procedure that precedes a theoretical framework B) Any phenomenon that can change from one situation to another C) A systematic way of organizing and explaining observations D) A tentative belief about the relationship between two or more variables 7. To ensure that I am a good researcher, I gave the same questionnaire to the same participants at three different points in time. I hope to get ssentially the same answers. If I do, then I can conclude that my experiment has: A) Internal validity B) External validity C) Inter-rater reliability D) test-retest reliability 8. When it comes to the ethics of animal research, which one of the following is NOT an issue? A) Some animals are cuter than others B) Whether animals have rights Final Exam 3 PSY/300 C) To what extent humans can use other creatures to solve human problems D) That animals cannot give informed consent 9. Information is sent to the brain via the sensory or _____ neurons. A) Afferent B) Motor C) Transient D) Inter 10. Axons are responsible for A) Receiving information from other cells B) Transmitting information to other neurons C) Increasing the transmission speed of messages D) Determining how that particular neuron will manipulate input 11. There are two types of neurotransmitters. They are: A) Inhibitory and synaptic B) Modulating and excitatory C) Inhibitory and excitatory D) Modulating and synaptic 12. The part of the cerebral cortex that is involved in the sense of touch and feeling one’s own body in space is the: A) Parietal lobe B) Occipital lobe C) Temporal lobe D) Frontal lobe Final Exam 4 PSY/300 13. Which of the following is NOT a basic principle of sensation and perception? A) Sensation and perception require strong enough impulses to surpass minimal thresholds B) Sensation and perception are active processes C) There is no one-to-one correspondence between physical and psychological reality D) Sensation and perception are adaptive 4. What kind of learning can be achieved through classical conditioning? A) Learning that an event occurred B) Learning that people have certain patterns of behavior C) Learning that two events are related D) Learning that a behavior produces a particular result 15. As you drive down the street, a leaf hits your windshield. You know that it is not going to break the windshield and yet you blink anyway. In classical conditioning, blinking t o an object that is about to hit you in the face is a/an: A) CS B) CR C) UCS D) UCR 16. You recently noticed that eating sour candy causes extra salivation as your body reacts to the sour taste. You love sour candy and eat it often. The other day you purchased a new bag of sour candy and as you were looking at the bag, you noticed that you were salivating. The sour candy is a: A) CS B) CR C) UCS Final Exam 5 PSY/300 D) UCR 17. The purpose of Watson’s experiment involving little Albert was to determine if: A) Infants are innately capable of learning fear B) Phobias do exist C) Babies are just as susceptible as adults to fears D) Emotional responses can be learned 8. An important distinction between operant and classical conditioning is that: A) Classical conditioning can be used to extinguish an undesirable response while operant conditioning tends to be incapable of doing so B) In classical conditioning responses are elicited while in operant conditioning they are emitted C) Classical conditioning works best with mammals and operant conditioning works best with b irds and rodents D) Classical conditioning requires an experimenter and operant conditioning does not 9. The theory of motivation that states that people are motivated by wishes and fears is A) The cognitive approach B) The psychodynamic approach C) The biological approach D) None of the above 20. ERG theory condenses Maslow’s hierarchy of needs into three distinct levels: A) Elementary, reproductive and goal realization B) Elementary, relatedness, and growth C) Existence, relatedness, and growth D) Existence, reproductive, and goal realization Final Exam 6 PSY/300 21. The part of the brain that is responsible for registering the emotional significance of objects is the A) Hypothalamus B) Limbic system C) Cortex D) Amygdala 22. Which one of the following describes a person who is fixated in the latent stage? A) person with problems committing to a relationship B) Person who is uninterested in sex C) A smoker D) Person over 40 who has never moved out of their parents’ home 23. Which of the following refers to setting goals, evaluating performance, and adjusting behavior to achieve these goals in the context of ongoing feedback? A) goal-establishment B) outcome-management C) potential-realization D) Self-regulation 24. Which of the following factors in the Five Factor Model is believed to be the least heritable? A) Agreeableness B) Neuroticism C) Extraversion D) Openness Final Exam 7 PSY/300 25. The very last developmental crisis adult’s face, according to Erikson at least, is: A) Intimacy versus isolation B) Integrity versus despair C) Generativity versus stagnation D) Acceptance versus despondence 26. Piaget argued all of the following EXCEPT: A) Children’s thought processes are creative but constrained by physical realities and brain development B) Children experience the same stages in the same order C) Children are motivated to make sense of what they experience, integrating what they know D) Cognitive efficiency is influenced by children’s knowledge base 27. According to the psychodynamic viewpoint on moral development, children initially are relatively: A) Evil B) Narcissistic C) good D) Saintly 8. When determining a diagnosis for treating mental disorders, the different axes refer to: A) The symptoms, personality disturbances, medical conditions, and environmental stressors B) The severity of the disorder and the extent to which it will interfere with daily life C) The domain of life which will be most disrupted by the disorder, such as work, school, or relationships D) The types of emotional, physical, or social disruption that can be expected from a particula r disorder Final Exam 8 PSY/300 29. Which of the following is an umbrella term for a number of psychotic disorders that involve disturbances in nearly every dimension of human physiology, including thought, perception, behavior, language, communication, and emotion? A) Schizophrenia B) Personality disorder C) Mood disorder D) Dissociative disorder 30. Which personality disorder is marked by extremely unstable interpersonal relationships, dramatic mood swings, an unstable sense of identity, intense fears of separation and abandonment, manipulativeness, and impulsive behavior? A) Narcissistic B) Antisocial C) Borderline D) Histrionic 31. Systematic desensitization is based on the idea that A) Relaxation training can aid people with schizophrenia B) Physical contact with other people is essential for contact comfort C) Through early experiences people learn to fear social interactions D) Through classical conditioning people have associated fear with previously neutral stimuli 32. Antipsychotic medications reduce symptoms such as delusions and hallucinations by _____ activity within the brain. A) Increasing epinephrine B) Inhibiting serotonin C) Inhibiting dopamine Final Exam 9 PSY/300 D) Increasing glutamate 33. The goal of antidepressant medications such as SSRIs is to: A) Keep serotonin acting longer in the synapses of the brain? B) Keep people from making irrational associations between ideas C) Reduce body weight and make people feel better about them D) Reduce anxiety that leads to depression 34. Characteristics that are attributed to people based on their membership in a specific group, and that are often over-generalized, inaccurate, and resistant to new information are called: A) Prejudices B) Biases C) Stereotypes D) Discrimination 5. Cognitive bias in social cognition is thought to be the result of: A) Heuristics that can lead people awry B) Schemas and attributions being influenced by wishes, needs, and desires C) People frequently lacking the time to make accurate attributions D) all of the above 36. The relationship between personality and self-schemas can be seen in a number of ways. Which one of the following is NOT true of that relationship? A) People who feel disappointment, dissatisfaction, shame, and embarrassment have a discrepancy between actual and ideal selves B) People who feel anxiety, fear, resentment, guilt, self-contempt, or uneasiness have a discrepancy between actual and ought selves C) People who experience feelings of failure, social rejection, isolation, and a lack of Final Exam 10 PSY/300 accomplishment have a discrepancy between ideal and ought selves D) All of the above are true of the relationship between personality and self-schemas 37. Companionate love involves: A) Wild emotions, intense physiological arousal, and absorption in another person B) Deep affection, friendship, and emotional intimacy C) Acquaintance cordiality, friendship, and societal responsibility D) Selflessness, altruism, and reciprocal giving 38. Behaving in a way that helps another person with no apparent gain, or with potential cost, to oneself is known as: A) Selfless gratification B) Ego protection C) Ethical hedonism D) Altruism 39. Which of the following is a drawback of antianxiety medications? A) They can cause physiological dependence. B) There is a high relapse rate when the drugs are discontinued. C) They can cause psychological dependence. D) All of the above. 40. The three broad classes of psychopathology distinguished by psychodynamic theorists are: A) anxiety disorders, personality disorders, somatoform disorders B) organic disorders, developmental disorders, experiential disorders C) cognitive dysfunctions, behavioral abnormalities, interpersonal maladies D) personality disorders, neuroses, psychoses Final Exam 11 PSY/300 How to cite Psychology 300 Final Exam, Essay examples

The Little Prince Quote Analysis Essay Example

The Little Prince Quote Analysis Paper Quote 1: â€Å"When you’re finished washing and dressing each morning, you must tend to your planet. † The Little Prince’s planet could be a metaphor for a number of things. My interpretation is that the Little Prince living on his own little planet is equal to a person that lives in their mind, or in â€Å"their own little world†. So really I view the little planet as a smaller simpler view of the world. And when I apply that perspective to this quote, it takes on a whole new meaning. The Little Prince spends a few minutes each day tearing up the baobabs that grow on his planet. As a metaphor, this seems to me to be akin to meditation, or something similar. At least a few minutes each day, I suppose, should be spent in the mind, sorting out one’s thoughts and pulling up the baobabs. If you spend too much time outside your little world in the adult world, there is a good chance that the baobabs will grow too large and outgrow your little world. Quote 2: â€Å"Only children know what they’re looking for†¦ They spend their time on a rag doll and it becomes very important, and if it’s taken away from them, they cry†¦Ã¢â‚¬  Children possess a certain view of things that most adults don’t understand. We will write a custom essay sample on The Little Prince Quote Analysis specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on The Little Prince Quote Analysis specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on The Little Prince Quote Analysis specifically for you FOR ONLY $16.38 $13.9/page Hire Writer A child’s focus is very narrow. The child only sees the here and the now, and throws all of his focus upon it. When the child is given the rag doll, he focuses on the rag doll, and begins to understand it. The rag doll becomes meaningful to him. That is why the child cries when the rag doll is taken away. For that moment the rag doll was his entire world, and his entire world was taken away in an instant. As the child matures and becomes an adult, he learns new things and his point of view broadens. If an adult is given a rag doll, he won’t understand it as the child does. He has a job and a car and a girlfriend, so a rag doll does not matter to him. It’s silly for him to be given a rag doll. The adult does not focus on just one thing at a time as the child does. He looks at the broader picture and decides that the here and now is not so important. Furthermore, when the child cries after the rag doll is taken away, the adult cannot understand why. He does not understand the child’s point of view because he does not understand the child. And perhaps he doesn’t understand the child because he compares the child to other things. The adults always try to look at the big picture, but maybe the big picture would be easier to look at if they only look at one part at a time. Quote 3: â€Å"When I was a little boy, the Christmas-tree lights, the music of midnight mass, the tenderness of people’s smiles made up†¦ the whole radiance of the Christmas present I received. † A point repeated by the author and portrayed nicely in this quote is that tangible things are valueless. It is the experiences surrounding them that make them important. An example is the narrator and the Little Prince’s journey to the well. Had the well been closer to his crash site, it would not have tasted as sweet because the experience surrounding it would not have existed. In fact, by the well being in such close proximity, the narrator’s entire experience would have held much less meaning. But because he had to work and struggle for the well and the repair of his plane, it made the water, and his survival, all the sweeter. Many adults want money and power, but many will not accept the fact that money and power must be earned, and that the money and power does not seem worth it without having worked to achieve it.